At New Horizons Lending, we're committed to helping homebuyers in San Antonio navigate the exciting journey of homeownership. One program that might catch your interest is the Good Neighbor Next Door program, which offers fantastic opportunities for teachers, law enforcement officers, firefighters, and EMTs to make their homeownership dreams a reality.
In this article, we'll delve into the specifics of the program and answer the burning question: "Do I qualify for the Good Neighbor Next Door Program in Texas?"
Who Qualifies for the Good Neighbor Next Door Program?
If you're a teacher or a first responder, this program could be your key to securing your dream home. The eligibility criteria focus on your commitment to your profession and your dedication to the community you serve. Here's what you need to know:
Teachers: To qualify, you must be a full-time teacher at a state-accredited public or private pre-kindergarten through 12th-grade school. Your intended home must be within the district of the school where you teach. For those working in private schools, your principal needs to provide evidence that a student from the school lives in the neighborhood you plan to buy in.
Law Enforcement Officers: For law enforcement officers, working full-time in law enforcement for a federal, state, local, or Indian tribal government is a must. You should have been sworn in and have the authority to uphold the law. Additionally, your service should be in the same locality where you intend to purchase your home.
Firefighters: If you're a full-time firefighter employed by a fire department under a federal, state, local, or Indian tribal government, you're eligible. Just make sure that the department is in the same area where you plan to buy your house.
EMTs: Full-time EMTs employed by an emergency medical services unit within the intended locality of your home purchase can also qualify. This employment should be with a federal, state, local, or Indian tribal government agency in that jurisdiction.
It's important to note that civilian personnel, dispatchers, and volunteers unfortunately do not meet the eligibility criteria for this program.
Additional Eligibility Requirements:
Beyond the specific occupation-based criteria, there are a few more requirements that apply to all participants in the Good Neighbor Next Door program in Texas:
- You can't have previously participated in the Next Door Neighbor program.
- While you don't need to be a first-time homebuyer, you cannot have purchased or owned a home in the past 12 months.
- The home you purchase through the program must be your primary residence.
- You're required to live in the home for the next three years and certify your residence annually during this period.
At New Horizons Lending, we understand the significance of finding the perfect home and how programs like the Good Neighbor Next Door can make that journey smoother. If you're a teacher, law enforcement officer, firefighter, or EMT in San Antonio, this program might just be the stepping stone to your ideal home.
Our dedicated team is here to provide guidance and support as you explore your options and embark on this exciting path to homeownership. Contact us today to learn more about how we can help you qualify for the Good Neighbor Next Door program and find your dream home.