Terms and Conditions for New Horizons Lending

1. Introduction

Welcome to New Horizons Lending. By using our website, services, and opting into our SMS communications, you agree to the following Terms and Conditions. Please read them carefully before proceeding. If you do not agree with these terms, you should not use our services or sign up for our SMS notifications.

2. Services Provided

New Horizons Lending offers mortgage services including rate shopping, program comparison, and assistance for homebuyers, with a focus on first-time homebuyers and Veterans. Our platform allows users to request consultations, receive updates, and learn more about loan products.

3. SMS Communication Consent 

By providing your phone number and subscribing to receive SMS updates, you consent to receive text messages from New Horizons Lending. These messages may include: 

  • Mortgage rates and loan program information
  • Promotional offers and updates 
  • Notifications related to your application status or other loan-related matters 

 Standard message and data rates may apply. You can opt-out at any time by replying "STOP" to any SMS message you receive from us.

4. Privacy Policy

Your privacy is important to us. Our Privacy Policy outlines how we collect, use, and protect your personal information. By using our website or services, you consent to the collection and use of your data as described in our Privacy Policy.

5. Account and User Responsibilities

You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to provide accurate, complete, and current information when submitting forms or signing up for SMS services.

6. Opting Out of SMS

To opt-out of receiving SMS messages from New Horizons Lending, simply reply "STOP" to any message you receive. You can also contact us directly through our website or customer support to request that we remove you from our SMS list.

7. Limitation of Liability

New Horizons Lending is not responsible for any delays, errors, or issues that arise due to technical issues related to SMS communications, including carrier network outages. Our liability is limited to the maximum extent permitted by law.

8. Changes to Terms

We may update or modify these Terms and Conditions at any time. Any changes will be posted on this page, and the updated terms will be effective immediately upon publication. We encourage you to review this page periodically to stay informed of any updates.

9. Contact Information

If you have any questions about these Terms and Conditions or our services, you can reach us at: 

 New Horizons Lending 

 Phone: 210-920-8735 

 Email: info@newhorizonslending.com 

 Website: www.newhorizonslending.com