Recent Articles
Locking In Your Mortgage Rate: Why and When to Lock it
Can you benefit from locking in your mortgage rate? Here's what you need to know to make the best decision for your situation.
Published on 08/21/2024
Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing
Inflation has been top of mind when it comes to housing affordability. Here's what you need to know about the latest data reports.
Published on 08/14/2024
Busting the Biggest Myths About Buying a Home in 2024
We're separating fact from fiction regarding the current housing market.
Published on 08/07/2024
Is a Second Mortgage Right for You? The Benefits and Pitfalls Explained
A second mortgage is a loan secured by your home that allows you to tap into its equity, offering potential benefits like access to cash and lower interest rates, but also comes with risks such as increased debt and potential foreclosure.
Published on 07/31/2024
Can You Buy a Home with a 550 Credit Score? Yes, You Can!
New Horizons Lending in San Antonio helps aspiring homeowners secure FHA and VA loans with credit scores as low as 550, making homeownership accessible to more people regardless of their credit history.
Published on 07/29/2024
USDA Home Loan Requirements in Texas
USDA home loans in Texas offer 100% financing, no down payment, and competitive interest rates with flexible credit guidelines, making homeownership accessible for many in rural and suburban areas.
Published on 07/25/2024
New vs. Existing: Why a Newly Built Home Could Be the Better Deal
Learn why newly built homes might be your most budget-friendly option.
Published on 07/24/2024
Navigating Refinance Appraisals with Confidence
By understanding and preparing for the refinance appraisal process, you can better navigate your mortgage refinancing and potentially secure more favorable loan terms.
Published on 07/17/2024
Navigating Income Limits for Texas Heroes in San Marcos, Texas
Discover how New Horizons Lending partners with the Homes for Texas Heroes program to offer down payment assistance to community heroes in San Marcos.
Published on 07/16/2024
Tax Deductibility of Home Equity Loans in 2024
Let'a talk about maximizing your tax benefits with home equity loan deductions.
Published on 07/10/2024
First-Time Home Buyer Loans with Bad Credit and Zero Down: Your Pathway to Homeownership
Navigating your home oan options with poor credit and zero down.
Published on 07/05/2024
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
If you're curious whether your desired neighborhood currently offers favorable conditions for buyers, here are practical ways to determine it.
Published on 07/03/2024
Understanding Your FICO Score: Key to Better Home Loan Rates
A FICO score is a three-digit number representing your creditworthiness, determined by factors like payment history and amounts owed, and it significantly influences your ability to qualify for and secure favorable terms on home loans.
Published on 06/26/2024
The Biggest Mistakes Potential Homebuyers are Making Right Now
Are you making it harder on yourself to buy real estate? Read this article to uncover the worst mistakes homebuyers are making.
Published on 06/19/2024
How New Horizons Lending Helps Schertz, TX Homebuyers with 550 Credit Scores Qualify for FHA Loans
New Horizons Lending helps Schertz, TX homebuyers with credit scores around 550 qualify for FHA loans through personalized support and tailored financial solutions.
Published on 06/18/2024
How to Obtain Your VA Certificate of Eligibility in Texas
Obtaining your VA Certificate of Eligibility is the essential first step towards securing a VA home loan.
Published on 06/13/2024
Avoid These 5 Expensive Kitchen Mistakes When Buying Your First Home
Here are 5 crucial kitchen inspections every first-time homebuyer should do.
Published on 06/12/2024
Understanding Hazard Insurance: What Homeowners Need to Know
Hazard insurance covers specific physical damages to homes, usually isn't tax-deductible for primary residences, but may be for business or rental properties.
Published on 06/05/2024
VA Renovation Loans: A Golden Opportunity for Texas Veterans
Learn the basics and requirements for a VA Renovation Loan with New Horizons Lending.
Published on 05/31/2024
Tips for Buying a Home at a Lower Cost
Here are tips for buying a home at a lower cost in any market!
Published on 05/29/2024