A Debt Service Coverage Ratio (DSCR) loan looks at the cash flow generated from an investment property to qualify for a mortgage instead of personal income. This is a no Income mortgage loan. Qualify for a home loan without using your tax returns with a DSCR loan program!
As a real estate investor, you can avoid the lengthy approval processes, and strict lending criteria by using a DSCR loan. Qualify for a loan based on your property’s cash flow, not your income.